Coral Gables Real Estate

A lot of decisions go into getting a mortgage loan. For example, you have to choose between a fixed rate or an adjustable rate. Additionally, there are various mortgage loan programs  available to you, such as a conventional loan, an FHA loan and a VA loan. However, these aren’t the only decisions to ponder. Mortgage lenders offer multiple home loans, including 30-year, 20-year and 15-year terms. Longer terms result in lower monthly payments, yet you’ll pay more interest over the life of the loan. Shorter terms, on the other hand, increase your mortgage payment, yet allow you to pay off the […]

When refinancing or selling your home, it’s common to have an appraisal to determine exactly what your property is worth. Before going through with the process, it’s helpful to know what an appraiser will look at. This way you can take the right measures to get the best value on your home. 1) Neighborhood Although you have no real control over the perception of your neighborhood, most appraisers will perform some research before visiting your home. Some elements they will take into consideration include the average home value of your neighborhood, your proximity to local amenities and nearby schools. They […]

Refinancing your home loan can sound like an amazing deal, especially for homeowners who took out mortgages when interest rates were significantly higher than the low rates currently available. Because a refinance can result in lower monthly mortgage payments and a better loan structure, it is a great option that homeowners with large loans or loans with high interest rates should consider. But before starting the refinancing process, it’s important to know about potential pitfalls. Understanding what kinds of mistakes are most commonly made can help you avoid similar mishaps so you can have the best experience possible. Keep your eye […]

Just listed in Coral Gables is 3829 Stewart Ave. This short sale property is is located on the beautiful Stewart Avenue. The home needs majors repairs. Gorgeous lot in excellent location make this property so valuable. Details on 3829 Stewart Ave, Coral Gables Bedrooms: 4 Bathrooms: 3 1/2 Living Space Sq. Ft.: 5,404 Lot Size: 21,680 Listed at $2,000,000   If you are interested in seeing this home or any home on our site, please feel free to contact me at 305-525-7324. Specializing in the Miami Real Estate Market

You pay your bills on time but you still can’t qualify for a mortgage? Why? You’re ready to move from renting to owning a home. Problem is, mortgage lenders won’t approve you for the mortgage financing you need to purchase your home. And you can’t figure out why. You pay your bills on time every month. You’ve never declared bankruptcy or foreclosure. Yet something is harming your credit and scaring away mortgage lenders. The truth is, there are plenty of financial issues outside of missed payments, late payments and bankruptcies that can lower your three-digit credit score and force lenders to […]