Coral Gables Real Estate

After years of improving your personal finances you might feel that now’s the right time to buy a home. However, before you can start bidding on houses, you need to decide how much to spend on a property. A mortgage pre-approval is the next logical step. A lender will pull your credit report and review your income; and based on this information, determine what you can afford to spend on a house. Although pre-approvals can accurately estimate affordability, there’s always a chance that a lender will pre-approve you for more than you can realistically afford to spend each month. The truth […]

Just listed in Coral Gables is this beautiful two story Old Spanish home located at 1300 Granada Blvd. The home is completely updated with a new professional landscape. The main house has three bedrooms and two bathrooms. There is also a one bedroom, one bathroom cottage guest house with a full kitchen. Details of 1300 Granada Blvd: Bedrooms: 4 Bathrooms: 3 2,764 Sq. Ft. Living Space 11,000 Sq. Ft. Lot Listed at $1,185,000 If you would like to schedule a private viewing of this home or any other you see on this website, please give me a call at 305-525-7324 […]

This weekend Coral Gables will host its annual Eggstreme Egg Hunt this weekend on Saturday, April 19, 2014. The hunt will take place at five participating city parks. Also, Coral Gables will be doing its 2nd annual helicopter egg drop. The will be dropping thousands of colorful, plastic eggs by helicopter over the Youth Center Field as families watch from the perimeter. Egg hunts will take place starting at 10 A.M. Afterward, enjoy free concerts, and carnival games and ride after the egg hunts. For more information, contact the Parks and Recreation Division at 305-460-5600. Participating parks are: •War Memorial […]

A lot of decisions go into getting a mortgage loan. For example, you have to choose between a fixed rate or an adjustable rate. Additionally, there are various mortgage loan programs  available to you, such as a conventional loan, an FHA loan and a VA loan. However, these aren’t the only decisions to ponder. Mortgage lenders offer multiple home loans, including 30-year, 20-year and 15-year terms. Longer terms result in lower monthly payments, yet you’ll pay more interest over the life of the loan. Shorter terms, on the other hand, increase your mortgage payment, yet allow you to pay off the […]

When refinancing or selling your home, it’s common to have an appraisal to determine exactly what your property is worth. Before going through with the process, it’s helpful to know what an appraiser will look at. This way you can take the right measures to get the best value on your home. 1) Neighborhood Although you have no real control over the perception of your neighborhood, most appraisers will perform some research before visiting your home. Some elements they will take into consideration include the average home value of your neighborhood, your proximity to local amenities and nearby schools. They […]

Refinancing your home loan can sound like an amazing deal, especially for homeowners who took out mortgages when interest rates were significantly higher than the low rates currently available. Because a refinance can result in lower monthly mortgage payments and a better loan structure, it is a great option that homeowners with large loans or loans with high interest rates should consider. But before starting the refinancing process, it’s important to know about potential pitfalls. Understanding what kinds of mistakes are most commonly made can help you avoid similar mishaps so you can have the best experience possible. Keep your eye […]